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Here are five reasons why your restaurant needs the right commercial insurance protection. Kitchen disasters happen regularly Most people don’t encounter open flames, temperamental appliances and scurrying coworkers every time they head to work, but working in a kitchen isn’t an everyday job. The potential for a kitchen mishap is high.
One of the most important reasons why food service insurance is essential to a restaurant is in the protection of its human assets. Your employees’ compensation for when …
Commercial insurance policies help cover the bills of the damage by reimbursing the cost of the damaged equipment due to fire. Damage for Alleged Food Poison Even without further investigation, once a customer …
Some of the most important reasons why restaurants need commercial property coverage include: Regular Kitchen Mishaps Restaurant kitchens are not like those in a house or …
At Desmond Insurance, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get …
This is why, whether you’re a franchisee or the owner of a stand-alone restaurant, you may need EPLI coverage to protect your business. These days, more and more restaurants …
These types of insurance should be seriously considered when opening any type of restaurant. Commercial Property Insurance This is important for protecting your restaurant …
A good EPLI policy can offer restaurants protection against claims made by employees, former employees or potential employees. That protection extends to the …
General Liability Insurance What it is: General liability covers your restaurant’s legal responsibility for any harm you may cause to someone else. That harm can be bodily injury, but it can also …
Poor employment practices can arise in any business, including restaurants. Therefore, restauranteurs should always do their best to prevent any employment-related …
If your restaurant owns vehicles for deliveries or event catering, you’ll need commercial auto insurance to protect you against the medical, legal, and repair costs from a car accident. Life …
Reason #5: When It Matters, We’re There. We hear from our brokers how important and valuable our dedicated claims management is for both you and your clients. When it …
For most restaurants, including fine dining, casual, and carry-out, a business owners policy can be the best way to insurance your restaurant. A business owners policy, or …
Restaurants are probably one of the most underinsured classes of business in the industry. Competition, inadequate pricing, and owners refusing to buy needed coverages are …
All businesses need insurance coverage in order to protect them from potential losses due to slip and fall incidents, fires and so forth. Having restaurant insurance also …
There are many reasons why restaurants need insurance so it is best to always be prepared. A lot of things can happen on a daily basis in a restaurant like power failure, a fire, discrimination or …
These are just some of the things restaurant owners need to know about insurance. It helps to seek professional guidance from a reputable insurance provider. They …
Restaurant business insurance is necessary to protect yourself and your restaurant from claims. Having the right restaurant insurance can give you peace of mind and …
The very nature of restaurants makes the restaurant property more prone to fire. General liability will cover you from damages caused by accidental fires, whether you own or …
Insurance agents must ensure their restaurant clients are protected. In many cases, they may have to educate clients on the new exposures and dangers they could face …
General liability insurance for restaurants covers damages and injuries to your guests. It protects you from the risks associated with lawsuits from the public you serve. Examples of when you’d …
This is why restaurant owners need commercial general liability insurance. General liability insurance also includes coverage to protect the insured if a patron falls ill as a result of …
Aegis Insurance & Financial Services can help protect restaurants, bars, cafes, caterers, and event halls that serve or sell alcoholic beverages from damages, lawsuits, or …
Insurance is a critical operating cost for restaurants and other small businesses. Restaurants need insurance for a number of reasons: 1. It Protects Your Money You may not be able to pay …
Houston businesses need commercial insurance coverage to protect their company, business assets, and their employees. However, some companies and industries …
Why do restaurants need insurance ? It takes a lot of labour to run a restaurant, and starting one involves a substantial initial cash outlay and intense employee management. …
More than your average business, restaurants need comprehensive commercial insurance to prevent tremendous losses, which can be the result of one bad accident without …
A restaurant business insurance policy helps keep the business secure from financial strains caused by accidents. What are Some of the Risks for a Restaurant? From time …
All restaurant businesses need insurance for extra protection. Learn the importance of commercial insurance for restaurant owners, here. 2591 Dallas Parkway, Suite …
These include the following: Product Liability Insurance: Product liability insurance will cover you if your food were to make a customer ill. This type of liability insurance is …
All it takes is a few clicks. Businesses need business insurance because it helps cover the costs associated with property damage and liability claims. Without business …
Our agents are experts in comparing restaurant plans so that you can easily get the best policy to cover your distinctive dining company. Call 770.497.1200 to talk to an agent and …
Restaurant insurance is a must for restaurant owners who want to safeguard their employees, property, and equipment. Restaurant insurance consists of a number of …
Restaurant owners should consider business property insurance, which can cover the physical building and everything inside. Liability insurance provides coverage if your business is at fault …
What is Restaurant Liability Insurance? Liability Insurance protects you from lawsuits. It covers the cost for legal defense and any monetary awards granted to a claimant as a result of a …
Why do restaurants need insurance? Whether your focus is fast food or fine dining, no restaurant business is immune from risk. Policies designed for restaurant owners provide financial …
Business Liability insurance does not cover liabilities directly arising out of the professional services your restaurant may provide. Commercial Property – helps cover the …
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Owners must understand the critical need to protect their company with a range of restaurant insurance. Without it, they remain open to exposure and loss. Work with your clients …
We are well-versed in local and state regulations pertaining to restaurants and can analyze your business to make sure you have the correct amount of insurance needed without …
When you’re ready to start your 3-minute quote, you’ll need to know your restaurant business’s class code. A class code is assigned by the National Council of Compensation Insurance …
Less than half of all fires originate in areas equipped with fire alarms or automatic systems to extinguish fires. Restaurant insurance protects your eating establishment from lawsuits with …
4. Compare providers. 5. Buy your policies and keep them up to date. To protect your restaurant or food business from lawsuits and other losses, you’ll likely need multiple …
Potential tax credit – If your restaurant has less than 25 employees and meets certain annual wage requirements, you may be able to qualify for the small business health …
Why Do Restaurants Need Cyber Insurance? The primary purpose of cyber insurance is to protect against potential attacks. These cyberthreats may include identity theft, malware attacks, …
If your business offers complimentary food, such as carbonated beverages or snacks, you won’t need a Restaurant Insurance policy. But locations such as bowling alleys, …
Why Do Restaurants Need Insurance? Business insurance for a restaurant is the first step to making your business a sustainable enterprise. Running a restaurant is often a …
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