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What’s more, equipment breakdowns can even lead to major property damage should an appliance leak or start a fire, compounding the cost for your business. 3. Crime can …
The risk of no access to capital Any business short on capital is doomed for failure. This is especially so with restaurants. This cash-intensive business requires enough liquidity to cover...
Our restaurant risk management checklist will help you prevent costly claims and let you focus on running your restaurant: Foster a safe …
Restaurant owners take on a lot of risks to follow their dreams. They can be held responsible for any accidents or damages that occur while serving customers. Working in a restaurant also comes with potential hazards …
With a keen eye almost any customer in the restaurant will be able to see how many people are paying with cash. If you are dealing heavily in …
Food Contamination or Spoilage. Food safety is a major cause of concern for the restaurant business. Food poisoning is the most frequently reported restaurant injury according to the Centers for Disease Control (CDC). …
The worst case scenario is that an underage drinker gets into an accident that leads to someone’s death. Best case scenario, they get sick, feel miserable, and get caught. In …
If a customer develops a foodborne illness, they may experience nausea, vomiting, diarrhea, and stomach cramps. In some cases, a foodborne illness may lead to hospitalization. …
With an average cost of almost $21,000 per claim, this is a substantial risk. Protect floors, workers and patrons with a comprehensive safe floor program that includes deep cleaning, protection and ongoing …
Cross-training allows owners to cut staffing during slow hours. Poor Accounting. Restaurants are businesses, and owners need to post accounting information correctly and include all financial …
Here are the 10 risks that restaurant owners should consider covering by endorsement: A food contamination incident ; Liquor liability that covers accidents caused by …
Over half of kitchen injuries are the direct result of staff members slipping, losing balance, and ultimately falling to the ground onto a nearby apparatus or appliance. Outside of …
Independent Ownership vs. Restaurant Franchising. Whether you're considering investing in a franchise or thinking about starting an independent restaurant , the types of risks …
Rise in Food Prices. Price uncertainties affect everyone within the food industry from the supplier and producer right through to the restaurant owners and ultimately the customer. Many things …
It’s worth exploring the benefits, risks, and best practices of business partnerships in the restaurant world. ... You’ll have a partner to share the ups and downs of restaurant ownership, …
Owning a restaurant can be a risky business, but this should not discourage owners or those looking to open one. In this article, we are going to look at some of the most …
One of the common risks for restaurants is property exposures. These exposures in restaurants are substantial and can come from many sources, including equipment failures, food spoilage, …
Common Restaurant Risks Property exposures in restaurants are substantial and can come from many sources, including equipment failures, food spoilage, natural disasters, customers, …
Broken doors and locks Dirty restrooms Cooking fires Identity theft Cuts and burns Unfocused employees Ugly floors Untrained workers Norovirus Missing fire extinguishers Improperly …
Risk: This year, 2020 has introduced its own brand-new risk to food service operations: a global pandemic. In June, banking giant J.P. Morgan charted the relationship between restaurant …
Here are four common risks restaurant owners can address to make their businesses safer. Slips, trips and falls. These common mishaps are the number one cause of worker injuries across all …
The increased level of criminal activity faced by dining establishments is due to many factors applicable to the industry, including: Extended nighttime hours Large amounts of accumulated …
Operating costs such as salaries, marketing, inventory, and maintenance are often underestimated, especially with new restaurants. These costs typically make up around 80% to …
3. Inventory Management: Perhaps one of the most intimidating tasks of owning a restaurant is inventory management. Restocking and managing inventory is one of the hardest struggles …
Customer Injuries: There are plenty of ways for a customer to get hurt in your restaurant. Of course, there is the risk of food-borne illness. But other injury scenarios might …
Common Restaurant Liabilities & Risks. Restaurant Insurance · August 28, 2019. The restaurant industry’s projected sales for 2019 is $863 billion, according to the National …
Millions of Americans own their own restaurant. The business can be very rewarding, and also have its downfalls. If you are interested in owning a restaurant it is important to be aware of …
The first risk factor to consider is the amount of responsibility you’ll have when both opening your restaurant and once it's fully operational. Independent Owner …
Vandalism. Just because your restaurant, nightclub, or bar is located in what you would consider a “safe neighborhood,” it does not mean that it could not be the target of …
A cautious owner will keep this in-mind and ensure their kitchen floors are regularly monitored and free of hazardous slicks. Likewise, torn carpeting, icy steps, …
Restaurant owners must remedy their risks and make this plan as comprehensive as possible. Provide risk management measures from safety protocols to investing in an …
Perhaps the siren song of restaurant ownership has made you fearless. Understood. Influential restaurants and great dining experiences can carry a powerful tune. But before you swim towards the cliffs of restaurant …
Get Quotes. 2. Tap into technology. Running a business in the digital age presents its own set of risks. For instance, if you store customer information, such as credit card …
The solution: The thing that will cost you most as a restaurant owner is the food. There are many factors affecting food cost control, including the cost of raw materials, your …
3. Property Damage. Several reasons can lead to the damage of your restaurant property. This property can include equipment, TVs, POS system, sound systems, and the …
2. Minimum wage. Wages are always a pressure point for restaurants. While some states and municipalities have recently increased the minimum wage, the federal minimum …
How restaurant owners can minimize risk. There are many ways restaurant owners could manage risks, including offering employee training and education, instituting …
Common Problem #7: Capital. Finally, we come to an area where many restaurant entrepreneurs run into big problems. This looming problem is capital, and more specifically, a lack of it. Restaurant owners need enough capital to run their …
Others will be unique restaurant industry risks, such as liquor liability. SLIPS & FALLS. Maintaining a safe environment for employees, contractors, and other visitors to your …
Crime can be a challenge for restaurant owners, especially because their operations often have a steady amount of cash flowing in and out. To make matters worse, thieves can strike at any …
Workplace injuries. You could run into all sorts of legal problems if employees or customers suffer an injury on your premises and you don’t have the necessary safety …
There are different risk factors in running a café or restaurant. Risks are incidents, situations or circumstances which can cause negative consequences for a business. The …
As experts in restaurant insurance, we’re familiar the unique risks that you face as a restaurant or café owner. With that in mind, we’re here to explore some of these risks so you’re better …
Opening a restaurant is costly enough without the added risk of various types of restaurant fraud. Keep tabs on possible areas that restaurant fraud may take place and take …
Slips, trips, and falls are substantial risks in a restaurant setting. Water spills, leaking kitchen plumbing, messy floors in the dining area, and wet bathroom floors can cause …
2. Broken doors and locks. Compromised entryways can pose substantial security risks even in the safest neighborhoods. Whether it's late on Christmas Eve or in the middle of a …
The nature of the restaurant business makes fire hazards a top peril as the need for a heating element is essential for cooking food. Fryers, wood burning pizza ovens, and electrical heating …
Dealing with Restaurant Legal Issues. One of the first legal hurdles that restaurant owners face is choosing the right legal structure. An article in Bon Appétit recommends …
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