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So, back to the original question: do you need insurance for restaurants? Obviously, yes. Whether that’s because of state regulations or a prudent approach toward …
Restaurants do a lot, so they need a lot of insurance to protect them. But at the same time, there is a lot of insurance restaurants don’t need – so how do you make sure you’re …
A restaurant needs general liability insurance to cover bodily injury or property damage claims that result from accidents, like slips and falls. The policy also covers product …
Every restaurant business has its own specific insurance needs. Factors such as size, the types of items sold and served, and additional services like delivery impact a …
For most restaurants, including fine dining, casual, and carry-out, a business owners policy can be the best way to insurance your restaurant. A business owners policy, or …
Business insurance for restaurants is the building block of any sustainable eatery. Nothing forces a restaurant to close its doors faster than a costly lawsuit from a guest or staff member. Here …
A certificate of insurance (COI) may be required by the landlord to prove that the restaurant has adequate insurance. How Much Does Commercial Property Insurance Cost? A …
One thing you should prioritize is purchasing restaurant insurance. As someone who’s just starting in the industry and with limited funds, you may think that insurance may only …
More than your average business, restaurants need comprehensive commercial insurance to prevent tremendous losses, which can be the result of one bad accident without …
And we’ve broken everything down in plain terms, so you’ll know exactly how it applies to your restaurant. Or, go straight to the insurance coverage you need: Workers’ Compensation …
All businesses need insurance coverage in order to protect them from potential losses due to slip and fall incidents, fires and so forth. Having restaurant insurance also …
Depending on your restaurant’s location, you will need certain types of insurance to comply with local laws. You may also need insurance to qualify for bank loans and mortgages. …
Restaurant business insurance is necessary to protect yourself and your restaurant from claims. Having the right restaurant insurance can give you peace of mind and …
Automobiles – if your restaurant has any vehicle used for the company, you need to ensure they are in working order. Insurance for cars can be included in the restaurant …
You only need this insurance policy if there’s a bar in your restaurant or if you serve your patrons alcoholic beverages. A liquor liability insurance policy provides coverage for …
Why Do Restaurants Need Liability Insurance? Why Do Restaurants Need Property Iurance? How Much Does Restaurant Insurance Cost? The average price of a standard …
Whether you’re opening a new franchise location or a small eatery for the first time, there are standard insurance policies that every restaurant owner should consider: General …
EPLI is a form of professional liability insurance that protects your business against any legal action that could arise as a result of an employee suing the business. This …
Restaurant owners should consider business property insurance, which can cover the physical building and everything inside. Liability insurance provides coverage if your business is at …
The first reason restaurants need insurance is for general liabilities. These cover property damage risks that come from lawsuits that occurred from normal business operation. …
Restaurant owners are part of one of the fastest growing industries in the country. As so, it is more important than ever to have the right protection for your business. Restaurant …
Do Restaurants Need Cyber Insurance? (Infographic) 1 Min Read 9.28.2021 You might not have thought that hackers would target the restaurant industry for cyber attacks, but …
Why Do Restaurants Need Insurance? Whenever you’re engaged in business there is a certain amount of risk. The more people you serve or employ the more risk there is that someone may …
We are well-versed in local and state regulations pertaining to restaurants and can analyze your business to make sure you have the correct amount of insurance needed without …
Do You Need Restaurant Insurance? If you enjoy creating yummy dishes for your family and friends and have made the difficult, yet exciting, decision to open a restaurant, you must …
Types of restaurant insurance coverage. Before organizing restaurant insurance, it’s crucial to know the basics of what you can cover, and what your business will need. When …
Handy Tips. Tip 1: A General Liability policy usually excludes Liquor Liability claims, so without this coverage you may have to pay for injuries to or by a drunk patron. Tip 2: If an …
Do Restaurants Need insurance? The short answer is “Yes.” Restaurants need insurance. Not only are a few forms of insurance a legal obligation, depending on your state, but if you do not have …
It is important that you invest in the right restaurant delivery insurance to protect your business financially in the event that one of your employees is injured or causes an …
Potential tax credit – If your restaurant has less than 25 employees and meets certain annual wage requirements, you may be able to qualify for the small business health …
Given the pressure and diverse staffing needs of most restaurants, they cannot afford to be without EPLI protection. However, restaurant owners should talk to their insurer at …
If your restaurant manufacturers, sells, or serves any type of alcohol, then you need liquor liability insurance. Your restaurant could be held liable if a patron drinks at your …
What types of insurance coverage do restaurants need? These insurance policies cover the most common risks faced by businesses in the restaurant industry. Business owner’s policy. A BOP …
If your business offers complimentary food, such as carbonated beverages or snacks, you won’t need a Restaurant Insurance policy. But locations such as bowling alleys, …
The following insurance types are must-haves for restaurant owners. 1. Commercial General Liability Insurance Commercial general liability insurance covers you …
Restaurants need a robust insurance policy due to the many different functions/operations within the business. Depending on your business operations, your restaurant insurance policy should …
There are over 1 million restaurants in the United States and that’s a significant amount of competition. In the competitive restaurant business world, you must do everything …
What Type of Restaurant Insurance Do I Need? While there are many different types and levels of coverage, here are a few basics that you’ll need to consider if you’re opening …
Basic insurance for restaurants. Business Owners Policy (BOP): Packages commercial property and liability coverage into one policy. This is a very common insurance strategy for …
Common restaurant liability claims include employment and wage lawsuits, liquor-related lawsuits, slip and falls, and claims related to food-borne illnesses. Thankfully, most restaurant …
Restaurants professionals—including those who work in many types of food services—may be easily injured in their workplaces and should carry appropriate insurance coverage in case of …
The insurance industry recommends insurance policies specifically designed for restaurants. The US Small Business Administration offers in-depth information on types of …
Restaurants need insurance for a number of reasons: 1. It Protects Your Money. You may not be able to pay out of pocket to repair damage to your restaurant caused by a fire, or to pay staff if …
Why Do Restaurants Need Insurance Coverage? The restaurant industry is full of risks at every twist and turn, so make sure you are covered for every transaction and operation your business …
Business owner’s policy. This policy bundles commercial property insurance and general liability coverage under one plan. A BOP is often one of the most economical options for fast food …
Commercial Property - If you own the property where your business operates, you'll need a commercial property insurance plan that protects your assets. This policy protects the …
General Liability: General liability insurance covers medical costs and damages for issues related to customer injuries on the restaurant premise. Restaurants can be bustling …
Why Do Restaurants Need Insurance? Business insurance for a restaurant is the first step to making your business a sustainable enterprise. Running a restaurant is often a …
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